Although online career training is cheaper than a 4-year college, it still costs money to enroll in online certification programs. Do not give up if you do not have enough savings to pay up front for online courses. Just like with traditional college loan programs, you can find federal student loans as well as private loans that will help you pay for your online education.

When you are searching for loans to help you pay for education the first step you should take is to find out if you qualify for any federal loans because these loans have the lowest interest rates. To apply for federal loans you will need to fill out your Free Application for Federal Student Aid, more commonly known as the FAFSA.

Once you complete your FAFSA, you may be able to qualify for the following government education loans:

Federal Direct Subsidized Loan: This is a loan program for undergraduate students with demonstrated financial need. You must also be enrolled at least half-time in an in-person or online program that leads to a degree or certificate in order to receive this type of loan.

Federal Direct Unsubsidized Loans: You will need to be enrolled in a degree or certificate program at least half-time for this loan too. However, for this loan you do not have to demonstrate financial need.

If you do not qualify for federal education loans there are plenty of private lenders that make it easy to borrow money for online education training programs.

Here are a few of the most well-known lenders:

• Sallie Mae
• Citizens Bank
• Wells Fargo

Now that you know some of the merits of online job training, check out some of the most popular career fields that you can enter with an online certificate.